A professional’s earning capacity can be significantly reduced by disabilities that prevent them from doing what they excel at, even if they are still capable and qualified to perform other types of work. PSET offers comprehensive plans to ensure financial protection for professionals who lose the ability to perform the regular duties of their Own Occupation.
Professionals Require Comprehensive Income Protection
Healthcare
For physician employers, offering group disability insurance is essential to protect employees from financial hardship due to illness or injury. Physicians often carry heavy student debt and rely on their specialized skills for income. PSET’s comprehensive own-occupation disability coverage helps maintain their financial stability during recovery, promoting both well-being and long-term retention in the practice.
Legal
Providing group disability insurance is crucial for legal firms to protect employees from financial hardships due to illness or injury. Attorneys, often burdened with student loan debt and reliant on cognitive and communication skills, risk serious financial stress without income protection. PSET’s comprehensive own-occupation definition of disability ensures financial stability during recovery, supporting attorneys’ well-being, productivity, and long-term commitment to the firm.
Professionals
Engineering, Architecture, Accounting and Science firms of 5 or more employees and at least 1 professionally licensed or certified in his or her field qualify for PSET coverage. Our plans’ comprehensive own-occupation definition of disability ensures that engineers, architects, accountants, and scientists can maintain financial stability during their recovery, supporting their well-being, productivity, and long-term commitment to their firm.
Detail is Key
Disability and Life Insurance for Professional Services firms is all we do. Our focus and expertise makes us uniquely equipped to satisfy the specific needs of your company.